Credit Cards

To meet your needs, we offer a variety of credit cards. With a credit card, you may spread out the cost of a purchase, get cash back, or avoid paying interest elsewhere.

Check out our credit cards.

Your preferred credit card will depend on your intended usage. Get one if you wish to:

  • Utilize our All-In-One Credit Card to spread out the cost of purchases and more.
  • Utilize our balance transfer credit cards to restructure your debt.
  • You benefit from exclusive privileges when you use our Aldgate World Elite Mastercard.
  •  

See which of our cards best suits you by looking at the list below. Before applying, you can check your eligibility, and it won’t lower your credit score. You can apply online after you’re satisfied with the card you’ve chosen.

Credit Card for Everyday Long-Term Balance Transfer

0% on balance transfer credit card for 25 months
  • 0% interest on balance transfers for 25 months from account opening (3% fee, min £5)

  • 0% interest on purchases for 3 months from account opening

  • No monthly account fee

Representative Example

Representative 22.9% APR
(variable)

Assumed credit limit £1,200

Purchase rate 22.9% p.a. 
(variable)

Monthly fee £0

All in One Credit Card

0% on purchases credit card for 15 months
  • An all-round credit card with 0% interest on balance transfers for 15 months from account opening with no balance transfer fee

  • 0.5% cashback on all your purchases

  • £3 monthly account fee

Representative Example

Representative 27.7% APR
(variable)

Assumed credit limit £1,200

 Purchase rate 21.9% p.a. 
(variable)

Monthly fee £3

 

Everyday Credit Card with No Balance Transfer Fee

Save on balance transfers
  • 0% interest on balance transfers for 12 months from account opening

  • No fee to transfer a balance for the first 12 months

  • 0% interest on purchases for 3 months from account opening

  • No monthly account fee

Representative Example

 

Representative 22.9% APR
(variable)

Assumed credit limit £1,200

 

Purchase rate 22.9% p.a. 
(variable)

Monthly fee £0

 

credit cards

Aldgate World Elite Mastercard®

Get premium features
  • Access to over 1000 airport lounges and over 1 million Wi-Fi hotspots worldwide

  • No foreign transaction fees on purchases made abroad in the local currency

  • 24/7 concierge service, cashback on everyday spend and much more

  • £15 monthly account fee

  • For Aldgate Select and Private Banking customers only

Representative Example

Representative 49.8% APR
(variable)

Assumed credit limit £1,200

Purchase rate 18.9% p.a. 
(variable)

Monthly fee £15

 

You can apply for a credit card if you’re 18 or over and live in the UK permanently, you have a guaranteed annual income of £7,500 or more (before tax), you have a good credit record and you haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.

Important Legal Information

Aldgate UK Bank (No. 07054166), 21 Exmouth Market, Farringdon, London EC1R 4QD Registered in England and Wales. Aldgate UK Bank is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week.

Please speak to an adviser for more information. Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

It may be unlawful to use some Internet and Mobile Banking services in some countries. Please check before you travel. Services may be affected by phone signal and functionality. We don’t charge you for Mobile Banking, but your mobile operator may charge for some services, please check with them. Services may be affected by phone signal and functionality. Personal Internet Banking customers only. Terms and conditions apply.

Customer Support >

Your question can be easily answered online. To find out how, go to our Help page.

Aldgate UK Bank is licensed by the Prudential Regulation Authority and subject to both Prudential Regulation Authority and Financial Conduct Authority regulation.
The Financial Conduct Authority has authorized and overseen both Aldgate Insurance Services Company Limited and Aldgate Investment Solutions Limited.

All Rights Reserved | Aldgate UK B | 2023