Current Accounts

Avariety of bank accounts that are tailored to your needs


Find a Current Account that works for you

Aldgate Edge Current Account

  • Earn rewards on specific grocery store purchases and travel expenses.
  • Access to a discretionary savings account with preferential terms
  • Set up two active Direct Debits and deposit £500 each month into the account.
  • The account maintenance cost is £3 each month.

1 2 3 Current Account

  • Earn money back on some home expenses.
  • On balances up to £20,000, earn interest.
  • Set up two active Direct Debits and deposit £500 each month into the account.
  • A $4 monthly maintenance cost for the account

Select Account

  • All the features of the 1|2|3 Current Account
  • Dedicated 24-hour customer support
  • Pay in £5,000 a month or keep £75,000 in any Santander investment(s), savings or current account
  • £4 monthly fee to maintain the account

1 2 3 Student Current Account

  • A four-year free 16–25 railcard
  • £1,500 in interest-free credit for the first three years of your study
  • Each academic semester, put at least £500 into the account.

Everyday Current Account

  • Simple and uncomplicated account without a monthly cost
  • Debit card with no contacts

1 2 3 Mini Current Account

  • Assisting young people in learning about money management
  • Earn interest on balances when they reach a particular amount.
  • Cash card or contactless debit card options

Basic Current Account

This account might be right for you if you’ve been declined for one of our other current accounts, have a bad credit history, or are a recent immigrant to the UK for employment or school.

Switch quickly and easily

We provide a straightforward, dependable, and stress-free method for transferring your current account to a new or existing Aldgate account.



Important Legal Information

Aldgate UK Bank (No. 07054166), 21 Exmouth Market, Farringdon, London EC1R 4QD Registered in England and Wales. Aldgate UK Bank is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week.

Please speak to an adviser for more information. Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

It may be unlawful to use some Internet and Mobile Banking services in some countries. Please check before you travel. Services may be affected by phone signal and functionality. We don’t charge you for Mobile Banking, but your mobile operator may charge for some services, please check with them. Services may be affected by phone signal and functionality. Personal Internet Banking customers only. Terms and conditions apply.

Customer Support >

Your question can be easily answered online. To find out how, go to our Help page.

Aldgate UK Bank is licensed by the Prudential Regulation Authority and subject to both Prudential Regulation Authority and Financial Conduct Authority regulation.
The Financial Conduct Authority has authorized and overseen both Aldgate Insurance Services Company Limited and Aldgate Investment Solutions Limited.

All Rights Reserved | Aldgate UK B | 2023